About the Role
Position Title: Chief Risk Officer
Reports to: Bank President
Location: Norfolk, NE or Remote
Job Type: Full-time
Salary Range: $100,000-$130,000 base salary
As Telcoin establishes its Digital Asset Bank to serve as a regulated depository institution for digital assets, we are seeking a seasoned Chief Risk Officer (CRO) to build and oversee the bank’s enterprise-wide risk management framework from inception. The CRO will develop, implement, and maintain risk management strategies, identifying and mitigating threats to the bank’s operations, reputation, and financial stability while ensuring compliance with regulatory requirements. Working closely with the CEO, Board of Directors, and regulators, this executive will ensure the institution’s governance is strong, risks are well managed, and growth is pursued responsibly in a rapidly evolving financial landscape.
Key Responsibilities
- Design, develop, and implement risk management systems and frameworks for Telcoin Digital Asset Bank.
- Conduct comprehensive risk assessments across all business areas to identify operational, financial, compliance, and reputation risks.
- Develop and implement strategies to lessen risks. Including those related to cyber security, fraud, and emerging threats.
- Working with the compliance department to ensure the bank adheres to all applicable regulatory and legal requirements.
- Work with the Nebraska Department of Banking & Finance to ensure regulatory standards are met.
- Monitor key risk indicators and control effectiveness. Providing reports to the digital asset depositories executives, board of directors, and shareholders.
- Foster a risk aware company culture by familiarizing employees along with shareholders with Telcoin Digital Asset Bank’s enterprise risk management program.
- Work with various departments which include IT, finance, and legal to effectively manage risks.
- Balance risk protection with opportunities for value creation. Providing strategic insights for transformation initiatives.
Qualifications and Experience
- 5+ years of senior leadership in risk, compliance, or regulatory roles within fintechs, banks, or other financial institutions.
- Expertise in credit, operational, compliance, and enterprise risk management.
- Knowledge of U.S. banking regulations.
- Track record of successfully managing regulatory exams, audits, and risk governance at the board level.
- Strategic thinker with the ability to balance innovation with regulatory discipline.
- Exceptional leadership, communication, and executive presence.
- Proven success building risk frameworks that balance innovation with regulatory expectations.
